Capitec Bank | Business Banker-Preotira X1

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Capitec Bank | Business Banker-Preotira X1

Location: Menlyn, GT, ZA

Company: Capitec Bank Ltd

Purpose Statement

  • To provide a business center-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value-adding and specialized business banking financial products solutions from a range of standard and/or customized offerings.



  • Banking experience of at least 3 years
  • Experience in managing a portfolio of business customers with a service and financial analysis focus.
  • Experience in preparing and motivating Credit applications
  • Cost control and sales management


  • 1+ yr spent in the Business Banking environment preparing and motivating credit application

Qualifications (Minimum)

  • Diploma in Commerce or Finance

Qualifications (Ideal or Preferred)

  • FAIS accredited as Key Individual and approved by FSCA



  • Customer relationship management (CRM) principles and techniques
  • How to interpret financial statements, balance sheets and basic financial ratios
  • Standardized business banking transactional products and other core products relevant to small enterprises
  • Business banking product offerings
  • Understanding of collateral and balance sheets
  • Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
  • Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
  • Knowledge of competitors offerings
  • Regulations, Acts, and Codes related to the banking environment.
  • Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)


  • Features, benefits, and value propositions of the respective company product/service offerings.
  • Current taxation laws as they apply to customers.
  • Good knowledge of administrative processes and procedures pertaining to Business Banking transactions


  • Interpersonal & Relationship Management Skills
  • Analytical Skills
  • Negotiation skills
  • Problem-solving skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Commercial Thinking Skills
  • Strategic Thinking Skills
  • Communications Skills
  • Influencing Skills
  • Attention to Detail
  • Decision-making skills


  • Deciding and Initiating Action
  • Leading and Supervising
  • Working with People
  • Relating and Networking
  • Persuading and Influencing
  • Writing and Reporting
  • Analyzing
  • Planning and Organising
  • Delivering Results and Meeting Customer Expectations
  • Adapting and Responding to Change
  • Coping with Pressures and Setbacks
  • Entrepreneurial and Commercial Thinking

Conditions of Employment

  • Clear criminal and credit record
  • Willingness to work flexible hours (including Saturdays and Public Holidays)

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